Home Loans for all types of borrowers
Owning a home is still the great Australian Dream.
Refinancing Home Loans, Debt Consolidation, Home Loans up to 95 % of valuation, No Tax Returns Required, Discharged Bankrupts, Bad Credit Rating
Let a broker take on the burden
You won’t know if you can get a better deal until you start looking, which is where many throw up their hands in surrender.
Talk to us first so you can share you insights about the broader home loan environment.
We deal with dozens of lenders and hundreds of loan products so we have our finger on the pulse, plus resources at your disposal that will take the heavy lifting out of the homework
RENTAL RETURN OR CAPITAL GAIN?
It’s important you decide what you want from your investment as this is likely to determine what type of property you buy and where.
Are you looking for maximum rental return or are you prepared to negative gear (where any losses help reduce your taxable income) and aim for capital growth over the longer term?
Whether its cash flow or capital gain you are after, be careful not to over-stretch, particularly in the current environment. Negative gearing has its pros for tax purposes but cash flow is still king when it comes to day-to-day living, so aim to strike a balance between your immediate rental return and longer term goals.
We will source the best product for you to assist in getting out of the rental market. We will work out a savings plan and guide you through the home loan maze. Buying your first home can be an exciting, yet daunting experience. So let us help you understand the process to prepare you for the purchase of your first home.